We all know how important it is to protect our identities, but have you ever thought to protect your child’s? Fraudsters can easily steal your child’s identity without you realizing it for years. Thieves use the information they same way they would yours, to open fake accounts, credit cards and loans. Children are an easy target for thieves, they have a clean slate so creating a fake identity is easy.
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Owning a home is at the pinnacle of the American Dream and it is easy to see why. It provides security and stability while checking a box off your life to-do list. For many, owning a home is a sign of success and a way to show how hard they have worked. Yes, owning a home is a wonderful thing, but it is also a big responsibility. Oftentimes people don’t realize how big of a responsibility it can be and end up with more than they can handle, especially financially.
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With thousands of people in the Miami Valley out of work or with reduced hours, River Valley Credit Union is helping members to keep more money in your accounts.
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Everyone is looking forward to getting their coronavirus stimulus checks, and so are the scammers. Unfortunately, fraudsters are always trying to get their hands on your money, especially during a pandemic. At River Valley, we are here to help. Our Fraud Specialist has outlined some information below to help keep you and your money safe.
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River Valley Credit Union takes the safety and security of our members and staff very seriously. We continue to follow the recommendations of local officials and other federal agencies and want to assure you that you will continue to have access to your funds whenever you need them.
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What is the difference between a credit union and a bank? We in the credit union movement get that question all the time. The truth is, not much, at least on the surface. We appear to be very similar. Both offer savings products, loan products, checking accounts, etc. We both deliver those services through various channels such as a branch network, mobile network, auto dealership networks, ATM’s and such. Banks typically are larger with more branches and more customers.
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Have you ever thought about cutting cable? It can be a great way to save money and a low-cost way to tailor your TV channels to your tastes. Streaming services are on the rise, last year saw the addition of Apple TV + as well as Disney +, who saw 10 million people sign up in one day!
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Figuring out exactly how much you need for retirement can be tricky. Most people avoid the subject because it can be too stressful, or they think it is too far in the future to worry about. According to a Yahoo finance survey, 64% of Americans will retire with less than $10,000 in their retirement savings while 45% say they don’t save because they feel they don’t make enough money. You may feel the same way, but there is hope! This article will help get you on the right track and in the mindset of saving for retirement.
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Unfortunately during times of crisis, people often times try to take advantage of one another. Scammers are trying their hardest to profit off the uncertainty of the Covid-19 pandemic. We decided it would be best to create a running list of all the fraud topics we received pertaining to the virus so our members have the knowledge to protect themselves and their loved ones. Be sure to check back often!
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To help members stay safe, we are encouraging the use of our online and mobile banking, giving you 24/7 access to your money. If you have never used online banking before, don’t worry, we are here to help. Below are some helpful videos to walk you though setting up your online account for the first time and navigating through the pages. Our apps are also available for free to download in the Apple app store or Google Play store
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