Savings & Certificates
"The more I save, the more I can do"
Making Saving Easy.
Tell us your goals and we’ll help you do more than you thought possible.
- Dedicated accounts for home, emergencies & more
- Holiday, Vacation & Club Accounts
- Certificates
- Money Market
- Youth & Education Accounts
- IRA
- HSA
Boost Your Rate With A Relationship Certificate
Pair a River Valley Checking with your 12-month Certificate and we’ll give you a 0.50%* bonus dividend.
* 0.50% bonus dividend is valid for a 12-month relationship certificate. Member must have direct deposit of at least $500 into a River Valley Credit Union checking account each month, all accounts kept in good standing and enrolled in e-statements. Provided qualifications for the previous month are met on the first day of each current month, 0.50% bonus dividend will be posted to the certificate account on the anniversary date of the current month as an adjustment. Dividend adjustment will not be made for months where qualifications are not met. Other restrictions may apply. See Credit Union for full disclosure. New funds only with a minimum opening deposit of $1,000 and a maximum of $25,000.
APY = Annual Percentage Yield.
Check Out Our Certificate Rates
Bump Rate Certificate Special
Lock in your certificate rate now.
Bump It to a higher rate later.
When rates increase, you can bump your rate to the new, higher rate one time during the term of your certificate.
Open your Bump Rate Certificate through online banking. Select "New Accounts" from the top of the page and "Open a New Certificate" from the dropdown. Or schedule an appointment to open a new certificate in branch.
Open a Bump Rate CertificateOffer valid on new 12-, 18-, and 24-month certificates only. Offer subject to end or change without notice. Minimum $1,000 deposit to open. In the event that the qualifying certificate rate increases during the term, certificate rate may be increased, at member’s request, to the newer rate. One rate change permitted during the term of the certificate. Early withdrawal penalties apply. Other rates and terms available.
Do More With Your Certificate
Boost your 18-month certificate
with a 0.25% APY bonus dividend.*
Ask about a Relationship Certificate.
* 0.25% annual percentage yield (APY) bonus dividend is valid for a 18-month relationship certificate. Member must have direct deposit of at least $500 into a River Valley Credit Union checking account each month, all accounts kept in good standing and enrolled in e-statements. Provided qualifications for the previous month are met on the first day of each current month, bonus dividend will be posted to the certificate account on the anniversary date of the current month as an adjustment. Dividend adjustment will not be made for months where qualifications are not met. Other restrictions may apply. See Credit Union for full disclosure. New funds only with a minimum opening deposit of $1,000 and a maximum of $25,000.
Youth Savings
Teach them to save, budget and give.
- Amazing rates to encourage saving young
- Fun, education app
- Expert financial tips
- Easy access to their money
- Start saving for college
Mobile Access
- Transfer between accounts
- Mobile check deposit from anywhere!
- Set alerts