Whether you are purchasing or refinancing your home, our expert Mortgage Team will help you find the right loan program for you.
Applying is as easy as 1, 2, 3!
- Click button to create an account and get started
- Complete loan application
- Submit loan application and get pre-approved by the next business day!
Home Loan Types
Conventional Loan
A standard home mortgage for any qualifying borrower.
Details
- Choose a term, up to 30 years, that’s best for you
- Down payment as low as 3%
- No Prepayment penalties
Best…
If you have strong credit and little debt. Also, a great option if you can afford to make a larger down payment to avoid PMI.
Portfolio Loan
A flexible loan for members who don't fit a traditional mold.
Details
- Possibility of more creative solutions
- One-on-one help from a dedicated mortgage expert.
- No Prepayment penalties
Best…
If your credit score needs a little help or you have higher debt. Also, a good option if you are unable to provide certain documentation.
FHA Loan
A mortgage insured by the Federal Housing Administration.
Details
- Flexible application guidelines
- More forgiving of past credit
- Down payment likely to be lower than a Conventional Loan
Best…
For first-time homebuyers who may not have saved enough for a large down payment. Also, an option if you have suffered bankruptcy, foreclosure or other credit issues.
VA Loan
A mortgage guaranteed by the US Department of Veterans Affairs
Details
- No down payment
- Low rates
- Limited closing costs
- No PMI
Best…
For servicemembers, veterans and eligible surviving spouses.
Hometown Heroes Mortgage
A special way to help out the people who help out our community.
Details
- 100% Financing
- No PMI
- $500 off closing costs
- Purchases only
- Excludes some mortgage loan types.
Best…
For the following eligible professions:
- Educators
- First Responders
- Healthcare Workers
- Military
- Clergy
USDA Loan
Government-backed mortgage for rural homebuyers.
Details
- Flexible down payment options
- USDA credit qualifications are less rigid
- Low rates
Best…
For low-to-moderate incomes who don't qualify for traditional mortgages and are able to meet specific geographic and income qualifications.
Estimated Mortgage Payment
Use this simple loan calculator to estimate your monthly payments.