"River Valley checking allows me to save better and spend easier."
|Checking||Benefit||Requirements||Min. Debit Purchases ✝|
|Spender||Unlimited cash back on monthly debit purchases over $600||E-statement||6 or $3.95/month fee applies|
|Saver||Higher interest and ATM fee refund up to $25/month*||E-statement and direct deposit of $500+/month||12 or lower interest rate|
|Simple||No monthly service charge||None||None|
|Senior||Unlimited cash back on monthly debit purchases over $600. 1 free box of checks/year and discounted benefits.||Age 60+ and direct deposit of $500+/month or $3.95/month fee applies||None|
* Receive 0.75% Annual Percentage Yield (APY) & ATM Fee Refunds up to $25 monthly if requirements are met up to balances of $25,000 (a rate of 0.10% APY applies for any balance above $25,000). If requirements are not met during the statement cycle, a rate of 0.02% APY will apply, and ATM fees will not be refunded. There is no minimum balance required and no monthly service charge. To qualify for 0.75% APY all requirements must be posted to checking account BEFORE the last business day each month.
✝ Debit card purchases must be posted to checking account before the last day of the month.
With a Benefits Plus® membership, you will receive exclusive benefits, including:
Discounted Monthly Subscription for Senior CheckingLearn More
Add to your savings every time you swipe.
With Direct Deposit and Online Banking, you can access your paycheck sooner!
Click Online Banking below.
In online banking, select the “My Accounts” tab at the top of the page and click “ACH Transactions.” If there are “Pending Electronic Transactions,” you may be able to select “Instant Deposit.”
This form is to receive more information about checking accounts. Additional steps will be needed to actually open an account.
You have access to nearly 30,000 surcharge free ATMs and more than 5,000 branches across the country!