* APR = Annual Percentage Rate. Promotional rate valid on model years 2022 and newer with fewer than 100,000 miles. Refinance of current River Valley Credit Union loans does not qualify for promotional rate. A $20,000 loan amount with $125 processing fee will result in 63 monthly payments of $359.27, if first payment is made within 30 days. Subject to application and credit approval. Rates subject to change. Not every member will qualify for the lowest rate and/or longest term. Other rates, terms, payments and loan amounts are available. Rate may vary depending on each individual’s credit history and underwriting factors. Loans must be closed with a River Valley associate. Offer valid 5/5/2025-6/7/2025.
Driver’s Seat Resource Center
New or used, purchase or refinance, this is your one-stop
resource for your next dream vehicle.
Payoff your vehicle faster.
Pair a River Valley Checking with your vehicle loan and qualify for a special Relationship Reward.
See Checking Options*REWARDS are credits posted to the specific loan. REWARD is equal to an annualized 1.00% of the loan’s principal balance on the date and at the time it is calculated. Relationship REWARD valid for borrower who has direct deposit of at least $1,000 into a River Valley Credit Union (RVCU) checking account each month. Borrower must establish an automatic funds transfer for the auto loan payment from their RVCU checking account. All accounts at RVCU must be maintained in a satisfactory manner and enrolled in e-statements. ANY loans in default do not qualify. Provided qualifications for the previous month are met on the first day of each current month, reward will be posted to the loan account on the last day of the current month as a credit to the loan. Reward will not be made on months where qualifications are not met. A BONUS REWARD equal to an annualized 0.50% of the loan’s principal balance on the date and at the time it is calculated will be rewarded if all of the above qualifications are met, plus the addition of an active River Valley credit card. Other restrictions may apply. See Credit Union for full details. Terms and conditions may change at any time. This REWARD’S Program may be cancelled at any time by member or RVCU. Valid on loans opened on or after May 1, 2023. Subject to change without notice.
Vehicle Loan Form
Please complete the following form and a
River Valley team member will contact
you at the time you request.
How Much
To Borrow
Use this simple loan calculator to
estimate your monthly payments.