8.99% APR promotional rate applies to balance transfers for 24 months ending 08/31/2028. After that your standard rate will apply. The 8.99% balance transfer will be available from 07/01/26-08/31/26 There is no balance transfer Fee. We will begin charging interest on the balance transfer on the date the transaction posted to your account. Use of the balance transfer will constitute a charge against your River Valley Credit Union credit card account. All transactions are subject to approved credit line. River Valley Credit Union may decline a balance transfer or, if your account is not in good standing or has insufficient credit available at the time balance transfer request is presented for payment. Promotional balance transfers cannot exceed your available credit limit.
Introductory rate as low as
6.99% APR* and unlimited rewards!
- No annual fee
- Unlimited Rewards
- Low monthly minimum payment
*Annual Percentage Rate – Rate subject to change daily. Introductory APR, for qualifying members, for a period of 12 billing cycles. See “Rates and Disclosures” below for full details. Submitting a credit card application may result in a credit inquiry, which could impact your credit score.
Scorecard Rewards
Reward Yourself with Merchandise
and Travel Rewards
Scorecard Reward points are shown on your monthly credit card statement.
Scorecard Username & Password Required
Contact Us
Electronic Services
937-859-6260, ext. 2217
Lost or Stolen Credit Cards
1-800-543-5073 (24 hours)
Credit Card Form
Please complete the following form and a
River Valley team member will contact
you at the time you request.
