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The Documents You’ll Need:

Bring the following:
  • Name Registration filed with Ohio Secretary of State
  • letter from the IRS, if not using personal SSN
  • Valid identification on all signers
*Additional Accounts are offered and Documents may be requested
Bring the following:
  • Articles of Organization filed with Ohio Secretary of State
  • letter from the IRS, and/or Federal Tax Return; if not using Personal SSN
  • Operating Agreement (not required for Sole Member LLC's)
  • Valid identification on all signers
*Additional Accounts are offered and Documents may be requested
Bring the following:
  • Articles of Incorporation filed with Ohio Secretary of State
  • letter from the IRS and/or Federal Tax Return; if not using personal SSN
  • Articles of Incorporation, By-laws, Code of Regulations, Charters and/or Constitutions (stating who has authority to manage financial deposit accounts)
  • Valid identification on all signers
*Additional Accounts are offered and Documents may be requested
Bring the following:
  • Articles of Incorporation filed with Ohio Secretary of State
  • letter from the IRS; Federal Tax Return and/or W-9 form from the IRS
  • Minutes, Corporate Resolution, and/or By-Laws signed by Board of Directors/Trustees; Charters or Constitutions (stating who has authority to manage financial deposit accounts)
  • Valid identification on all signers
*Additional Accounts are offered and Documents may be requested
Checking Built For Free Transactions Per Month Per Transaction If Over Limit Minimum Daily Balance to Earn Dividends Monthly Service Charge
Small Biz Checking Start-ups or other lower transaction companies 100 $0.25 N/A N/A
Biz Dividend Checking Retailers, Restaurants or other higher-transaction companies 400 $0.25 $1,000 $15* See Rates
Vision Checking Non-profits 400 $0.25 $1,000 N/A See Rates

* $15 monthly fee waived if average end-of-day monthly balance is above $10,000

Maximum monthly cash deposit for each checking account is $50,000. Cost per transaction over $50,000 is $0.15 per 100 transactions.

Products And Services

Treasury Management

  • Biz Online Banking- Get easy access to your River Valley Credit Union biz account with mobile or online services.
  • ACH- Gives you the ability to electronically collect payments from customers as well as pay venders and process employee payroll.
  • Remote Deposit Capture- Scan multiple checks easily without frequent trips to the credit union using remote deposit capture.
  • Merchant Services- Process debit and credit card transactions in store or online.
  • Mobile Deposit- Allows you to securely deposit checks into your account using your mobile device.
  • Bill Pay- A fast, easy, and secure way to pay your bills. Through online banking you can set up multiple automatic payments, schedule and set preferences for paying bills each month.

Accounting Needs

  • QuickBooks- Integrate QuickBooks with your River Valley Credit Union accounts.