Tips for Sticking to a Holiday Budget
With a desire for a much more normal holiday season this year, Americans are set to make it a landmark year for holiday spending.
Full PostWith a desire for a much more normal holiday season this year, Americans are set to make it a landmark year for holiday spending.
Full PostOhioans are spending a significant chunk of change on household energy costs, yet most have not evaluated potential savings opportunities.
Full PostHealthy credit is a key component of qualifying for mortgages, auto loans, and even new jobs. A FICO score is the three-digit number that summarizes your credit report. It’s only a small slice of the credit pie, but it’s an important one. Understanding what it all means will greatly improve your chances for obtaining the highest credit score possible.
Full PostChristmas might feel like a long way off, but it will be here before you know it. Help ease the stress the holiday season brings by thinking about your holiday spending goals now. Without a plan you may be more tempted to use your credit card which means you could be paying for the holiday festivities well into the spring. Starting to save now will help alleviate the stress of overspending and accruing more debt.
Full PostIt’s back-to-school time! Things may look different this year, but one thing is for certain, kids will need school supplies. Each year, various states hold a tax-free weekend to make back-to-school shopping more affordable for parents. Ohio’s is this weekend and starts Friday. Between Friday at 12:00 AM to Sunday at 11:59 PM clothing, school supplies and instructional materials (up to a certain value) will be exempt from sales and use tax. The stores are usually more crowded during tax-free weekend, so you may be asking is it worth it? We think it is.
Full PostBe a Grocery Guru and Supermarket Saver with these quick and easy budgeting tips.
Full PostJune is Elder Abuse Awareness Month – specifically June 15 is the day! There are so many areas where our elderly family and friends can be abused or mistreated. In the state of Ohio, your financial institution is one of many mandatory reporters. What that means is, we are to be looking out for your best interests. If we suspect someone may be mistreating you or taking advantage of you, we are obligated to report that.
Full PostOwning a home is at the pinnacle of the American Dream and it is easy to see why. It provides security and stability while checking a box off your life to-do list. For many, owning a home is a sign of success and a way to show how hard they have worked. Yes, owning a home is a wonderful thing, but it is also a big responsibility. Oftentimes people don’t realize how big of a responsibility it can be and end up with more than they can handle, especially financially.
Full PostWe have all been at home for a while now. By this point you may be out of shows to binge on Netflix, or maybe you have cleaned and organized your entire house or are just tired of being cooped up. Fortunately, there is now a lot you can do virtually. It is easier than ever to stay connected to family and friends. Our children have transitioned to remote learning, and you may have transitioned to working from home. Companies have even begun to offer their online products to consumers for free during this pandemic
Full PostEveryone is looking forward to getting their coronavirus stimulus checks, and so are the scammers. Unfortunately, fraudsters are always trying to get their hands on your money, especially during a pandemic. At River Valley, we are here to help. Our Fraud Specialist has outlined some information below to help keep you and your money safe.
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