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Your Guide to Buying a Home

Owning a home is at the pinnacle of the American Dream and it is easy to see why. It provides security and stability while checking a box off your life to-do list. For many, owning a home is a sign of success and a way to show how hard they have worked. Yes, owning a home is a wonderful thing, but it is also a big responsibility. Oftentimes people don’t realize how big of a responsibility it can be and end up with more than they can handle, especially financially.

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Bored at Home? Here are 10 Free Things to do.

We have all been at home for a while now. By this point you may be out of shows to binge on Netflix, or maybe you have cleaned and organized your entire house or are just tired of being cooped up. Fortunately, there is now a lot you can do virtually. It is easier than ever to stay connected to family and friends. Our children have transitioned to remote learning, and you may have transitioned to working from home. Companies have even begun to offer their online products to consumers for free during this pandemic

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How to Keep Your Stimulus Money Safe From Scammers

Everyone is looking forward to getting their coronavirus stimulus checks, and so are the scammers. Unfortunately, fraudsters are always trying to get their hands on your money, especially during a pandemic. At River Valley, we are here to help. Our Fraud Specialist has outlined some information below to help keep you and your money safe.

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Credit Unions Vs Banks: What is the Difference?

What is the difference between a credit union and a bank? We in the credit union movement get that question all the time. The truth is, not much, at least on the surface. We appear to be very similar. Both offer savings products, loan products, checking accounts, etc. We both deliver those services through various channels such as a branch network, mobile network, auto dealership networks, ATM’s and such. Banks typically are larger with more branches and more customers.

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5 Easy Steps to Cut Cable

Have you ever thought about cutting cable? It can be a great way to save money and a low-cost way to tailor your TV channels to your tastes. Streaming services are on the rise, last year saw the addition of Apple TV + as well as Disney +, who saw 10 million people sign up in one day!

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Are You on the Right Track for Retirement?

Figuring out exactly how much you need for retirement can be tricky. Most people avoid the subject because it can be too stressful, or they think it is too far in the future to worry about. According to a Yahoo finance survey, 64% of Americans will retire with less than $10,000 in their retirement savings while 45% say they don’t save because they feel they don’t make enough money. You may feel the same way, but there is hope! This article will help get you on the right track and in the mindset of saving for retirement.

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How to Access Online Banking for the First Time

To help members stay safe, we are encouraging the use of our online and mobile banking, giving you 24/7 access to your money. If you have never used online banking before, don’t worry, we are here to help. Below are some helpful videos to walk you though setting up your online account for the first time and navigating through the pages. Our apps are also available for free to download in the Apple app store or Google Play store

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Tips to Avoid IRS Scams

Tax season is just around the corner and everybody has to pay taxes! However, if you pay attention to this information, you can avoid falling for a scam!

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What to do Before Buying a Car

Last week I decided to buy a new car. The one I picked out gets great gas mileage and has a lot of cool features, but the most important thing is I got an amazing deal on it. For some, buying a new car is a stressful, drawn-out process, but it doesn’t have to be. One of the biggest challenges is sim

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