Dream Big

Savings Accounts

Personal savings account

The Right Savings for You

River Valley Credit Union has savings options for every stage of your life!

Basic Savings Accounts

Start with a Primary Savings Account, the basis for membership at River Valley. Just $5 opens your account! Savings accounts pay interest on a monthly or quarterly basis.

Primary Savings Account

Requirement for Membership - maintains a $5 min. balance.

Youth Savings Account

Birth to age 17. Comes with a free gift!

Club Account

Save for that fantastic vacation getaway or for the Christmas holidays!

CDs, IRAs, & MORE


CDs

Certificates for longer term savings and planning for the future

Roth & Traditional IRAs

Tax-advantaged retirement savings

Cap & Gown Savings

Lets you plan for their future college needs

Health Savings Accounts or HSAs

Use checks or debit card for easy access!

Savings rates displayed are set at the beginning of each month and are subject to change daily. Penalties may apply for early withdrawal.

Savings Accounts Minimum APY*
Basic Savings - required for membership $5 0.05%
Youth Savings - receive a free gift $5 0.05%
Christmas & Vacation Club Savings $0 0.05%
IRA Savings $0 0.05%
Cap & Gown College Savings $100 2.00% - 2.50%
Health Savings Account with Checking (HSA)
Tier 1 $0 - $499 0.05%
Tier 2 $500 + 0.10%
Cash Management Checking
Tier 1 $0 0.05%
Tier 2 $2,500 0.10%
Tier 3 $10,000 0.15%
Tier 4 $25,000 0.25%
Tier 5 $50,000 0.35%
CDs & IRA Certificates
6 months $500 1.00%
12 months $1,000 1.15%
18 months $1,000 1.25%
24 months $1,000 1.50%
36 months $1,000 1.75%
48 months $1,000 2.00%
60 months $1,000 2.20%
Jumbo CDs
24 months $100,000 1.60%
36 months $100,000 1.85%
48 months $100,000 2.10%
60 months $100,000 2.30%

Dividends are compounded monthly on: Money Market, HSA's, Cash Management Checking, Cap & Gown, and Certificates. Dividends on all other accounts are compounded quarterly.
*Annual Percentage Yield - Rates subject to change daily.
**Balances below minimum, earn dividends at the Basic Savings rate For additional information call: (937) 859-6260

Start enjoying the benefits of a River Valley Savings Account

Get started by filling out this form or by visiting your nearest branch.

For security reasons, do not provide personal identifying information such as social security number or account numbers on this form.

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