Introductory rate as low as
6.99% APR* and unlimited rewards!
- No annual fee
- Unlimited Rewards
- Low monthly minimum payment
- Optional Security Overdraft Backup for your River Valley Checking
Schedule an appointment with an MSR about adding Security Overdraft Protection to your checking account.
*Annual Percentage Rate – Rate subject to change daily. Introductory APR, for qualifying members, for a period of 12 billing cycles. See “Rates and Disclosures” below for full details.

To be eligible to win one of two $500 cash prizes, River Valley Credit Union credit card holders must use their River Valley credit card between August,1,2025 and August 14, 2025. Each purchase will enter you into the drawing. Cash advances and ATM withdrawals are excluded. Winners will be selected at random after the qualifying period ends. The value of the prize may be reported as income to the IRS, and the recipient is responsible for any applicable taxes. Odds of winning depend on the number of entries. See a River Valley Credit Union representative for complete details.

Scorecard Rewards
Reward Yourself with Merchandise
and Travel Rewards
Scorecard Reward points are shown on your monthly credit card statement.
Scorecard Username & Password Required
Contact Us
Electronic Services
937-859-6260, ext. 2217
Lost or Stolen Credit Cards
1-800-543-5073 (24 hours)
Credit Card Form
Please complete the following form and a
River Valley team member will contact
you at the time you request.