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Personal Checking

Personal checking account

The Right Checking for You

River Valley has four great checking accounts. Get unlimited cash back, interest every month or a free no-frills account based on your lifestyle!

Are you a spender? Spender Checking is the option for you.

  • Sign up for E-statements
  • 6 debit card purchases monthly minimum †
  • No monthly checking fee if qualifications above are met
  • Earn unlimited cash back on monthly debit card transactions over $600 with CardCash**

Are you a saver? Saver Checking High-Interest Checking is for you.

  • Sign up for Free E-statements
  • $500 direct deposits monthly minimum †
  • 12 debit card purchases monthly minimum †
  • Earn monthly interest plus receive ATM fee refunds up to $25 monthly if qualifications above are met
  • Never a monthly checking fee

Are you over 60? We have an account just for you.

  • Must be age 60 or up
  • $500 direct deposits monthly minimum †
  • No montlhy checking fee if qualifications above are met
  • Receive unlimited cash back on monthly debit card transactions over $600 with CardCash**

E-Checking is easy because it is electronic. A free, no frills, no surprises option.

  • No minimum balance

Features of Our Checking Accounts

  • No minimum balance
  • Free debit card
  • Free direct deposit
  • Free mobile banking app
  • Free on-line access
  • Sign up for E-statements
  • On-Line bill pay
  • Free ATM usage at select branches
  • Overdraft protection

Dividends are compounded monthly on Interest Yielding Checking Accounts.

Checking Accounts Minimum Fee APY*
High-Interest Checking
Kasasa Cash & Cash Plus
Tier 1 $0.00 - $25,000 $0 2.00%**
Tier 2 $25,000 + $0 0.25%**
Checking Account Disclosure

* Receive 2.00% Annual Percentage Yield (APY) & ATM Fee Refunds up to $25 monthly if requirements are met up to balances of $25,000 (a rate of 0.25% APY applies for any balance above $25,000). If requirements are not met during the statement cycle, a rate of 0.05% APY will apply & ATM fees will not be refunded. There is no minimum balance required & no monthly service charge. To qualify for 2.00% APY all requirements must be posted to checking account BEFORE the last business day each month.

** If you aren’t currently signed up for CardCash, please register at www.cardcash.us/rivervalleycu.

Card Cash is not available on Saver Checking or Simple Checking accounts.

 Must be posted to checking account before the last business day of the month.

Start enjoying the benefits of a River Valley Checking Account

Get started by filling out this form or by visiting your nearest branch.