Dream Big

Automotive Loans

auto and Car Loans

Get pre-approved.

River Valley Credit Union is your new & used vehicle headquarters. Whether you are in the market for a car, truck or recreational vehicle, River Valley has you covered!

Buying a Car or Truck

Get pre-approved BEFORE you go shopping for that new car or truck! It’s easy and you can do it all on your smart phone! Just fill out the application below.

Refinance an Auto Loan

Bring us your Auto or Truck loan from any financial institution, then let River Valley refinance at a lower rate. You can save money every month! It’s easy and you can do it all on your smart phone! Just fill out the application below.

Need Insurance?

Don't forget GAP or Warranty Insurance when you buy your car. You can purchase through River Valley and save!

Preferred Dealers

Shop at any of the auto dealers in the Greater Miami Valley Region and ask to finance your loan through River Valley Credit Union. They handle all the paperwork right at the dealership.

Subject to application and credit approval. Example below based on $20,000 loan amount and $99 processing fee. Monthly payment would be $345.12. Other rates, terms, payments and loan amounts are available.

Vehicle Term Rates as low as APR*
2014-2017 63 mo 2.99% 3.17%
Older Models Call for RATES: 937-859-6260 ext. 2

* Annual Percentage Rate - Rates subject to change daily and may vary depending on credit history. For additional information: 937-859-6260 ext. 2

How Much Should I Borrow?

Use this simple loan calculator to estimate your monthly payments

Enter Loan Information:
1) Amount of the loan:
2) Annual percentage rate of interest:
3) Repayment period in years:


Payment Information:
4) Your monthly payment will be:


* Calculations are not a guarantee of credit

Auto Loan Application

Get started online or visit your nearest branch.

Apply Now
*Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.