Dream Big

Business Deposit Accounts

business checking account

River Valley is your local business partner helping you grow your business every step of the way.

Whether you run a small business, a non-profit or club, or have a large corporation, River Valley can help make your business banking run smoothly.

Opening a New Business Account is Easy!

Bring the following:

  • Name Registration filed with Ohio Secretary of State
  • EIN letter from the IRS, if not using Personal SSN
  • Identification on all signers

*Additional Accounts are offered and Documents may be requested

Bring the following:

  • Articles of Organization filed with Ohio Secretary of State
  • EIN letter from the IRS, if not using Personal SSN
  • Operating Agreement (not required for sole LLC owners)
  • Identification on all signers

*Additional Accounts are offered and Documents may be requested

Bring the following:

  • Articles of Organization filed with Ohio Secretary of State
  • EIN letter from the IRS
  • Articles of Incorporation, By-laws, Code of Regulations, Charters and/or Constitutions stating who has authority to manage financial deposit accounts
  • Identification on all signers

*Additional Accounts are offered and Documents may be requested

Bring the following:

  • Articles of Organization
  • EIN letter from the IRS
  • Bylaws stating who has authority to manage financial deposit accounts
  • Identification on all signers

*Additional Accounts are offered and Documents may be requested

Bring the following:

  • Name Registration filed with Ohio Secretary of State
  • EIN letter from the IRS
  • Bylaws/Minutes stating who has authority to manage financial deposit accounts
  • Identification on all signers

*Additional Accounts are offered and Documents may be requested

Checking Accounts:

Basic Business Checking - Perfect for the small business with limited monthly transactions.

  • Business Debit Cards
  • Business Credit Cards
  • Free Mobile Banking
  • Free E-Statements
  • Business Bill Pay

Business Plus Checking - Volume businesses enjoy up-front savings with this account.

  • Business Debit Cards
  • Business Credit Cards
  • Free Mobile Banking
  • Free E-Statements
  • Business Bill Pay

Premium Business Checking - The analysis account is for larger businesses that qualify for an earnings credit on deposits to offset any fees for service charges.

  • Business Debit Cards
  • Business Credit Cards
  • Free Mobile Banking
  • Free E-Statements
  • Business Bill Pay

Savings Options Include Cash Management & CDs for Businesses.

Business Deposit Services

  • Business On-Line Bill Pay
  • Health Savings Accounts
  • Merchant Services
  • Remote Deposit Capture - coming soon
  • Employee Payroll - coming soon

Features of Our Checking Accounts
  • No minimum balance
  • Free debit card
  • Free direct deposit
  • Free E-Statements
  • Free mobile banking app
  • Free on-line account access
  • Free ATM usage at select ATMs
  • Overdraft protection

Savings rates displayed are set at the beginning of each month and are subject to change daily. Penalties may apply for early withdrawal.

Savings Accounts Minimum APY*
Cash Management Checking
Tier 1 $0 0.05%
Tier 2 $2,500 0.10%
Tier 3 $10,000 0.25%
Tier 4 $25,000 0.35%
Tier 5 $50,000 0.50%

Dividends are compounded monthly on: Cash Management Checking and Certificates. Dividends on all other accounts are compounded quarterly.
*Annual Percentage Yield - Rates subject to change daily.
For additional information call: (937) 859-6260

Savings rates displayed are set at the beginning of each month and are subject to change daily. Penalties may apply for early withdrawal.

Savings Accounts Minimum APY*
CDs
6 months $500 1.20%
12 months $1,000 1.40%
24 months $1,000 1.70%
36 months $1,000 1.80%

Dividends are compounded monthly on: Cash Management Checking and Certificates. Dividends on all other accounts are compounded quarterly.
*Annual Percentage Yield - Rates subject to change daily.
For additional information call: (937) 859-6260

Our business products and services allow you to focus on running your business effectively.

Get started by filling out this form or by visiting your nearest branch.

For security reasons, do not provide personal identifying information such as social security number or account numbers on this form.

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