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We understand that this pandemic is affecting the finances of many members. To help, we are offering auto loans with 90-days until the first payment. This is valid on purchases and refinances.

Summer Refi Special

Refinance rates as low as

1.99% or

2.18% APR*

63-month auto loan

Refinance of non-River Valley loans only.
Lower your rate and lower your monthly payments.

*Annual Percentage Rate. Rates valid as of June 1, 2021. Offer expires on 7/31/21. Promotional rate valid on model years 2016 and newer with fewer than 100,000 miles. Refinance of current River Valley Credit Union loans do not qualify for promotional rate. Subject to application and credit approval. Rates subject to change. Not every member will qualify for the lowest rate and/or longest term. A $20,000 loan amount with $99 processing fee will result in 63 monthly payments of $334.60 if first payment is made within 30 days. Other rates, terms, payments and loan amounts are available. Rate may vary depending on each individual’s credit history and underwriting factors. Loans must be closed with a River Valley associate.

Buying a New Car?

River Valley will meet or beat any firm offer of credit from another financial institution. Plus have no payments for 90 days

*Offer Expires 7/31/21. Refinance of current River Valley Credit Union loans do not qualify. Matching rate will not be less than 1.99%. Rate match good on firm offers of credit or pre-approvals based on individual’s credit score and loan term. Offer Subject to end or change without notice. Not every member will qualify for the lowest rate and/or longest term. Rate may vary depending on each individual’s credit history and underwriting factors. No payment for 90 days from loan closing date. Loans must be closed with a River Valley associate.

Lower Your Vehicle Payment

Pair a River Valley Checking with your vehicle loan and qualify for a special Relationship Reward.

* Rewards are credits posted to the specific loan. Reward is equal to an annualized 0.25% of the loan’s principal balance on the date and at the time it is calculated. Relationship reward valid for borrower who has direct deposit of at least $500 into a River Valley Credit Union checking account each month. Borrower must establish an automatic loan transfer for the auto loan from their River Valley checking account. All accounts at River Valley Credit Union must be maintained in a satisfactory manner and enrolled in e-statements. Loans in default do not qualify. Provided qualifications for the previous month are met on the first day of each current month, reward will be posted to the loan account on the last day of the current month as a credit to the loan. Reward will not be made on months where qualifications are not met. Other restrictions may apply. See Credit Union for full details.

Vehicle Loan Form

Please complete the following form and a River Valley team member will contact you at the time you request.

How Much Should I Borrow?

Use this simple loan calculator to estimate your monthly payments.

* Calculations are not a guarantee of credit